Personal Finance 101: personal

Showing posts with label personal. Show all posts

Friday, April 13, 2007

Uncle Bill shows us that negative savings isn't always negative.
Grad Money Matters talks about whether you should loan money to friends and family.
Personal Finance Advice wonders if you can save too much for retirement.
Aimee’s Blog talks about marriage and money.
Crazy Money talks about the dangers of mental accounting.
3 Debt Consolidation talks about DIY debt reduction plans.
Smart Money lists 5 sneaky bank fees to watch out for.
Aridni talks about the value of your time. This is a great thing to keep in mind. You should use it in lots of areas but particularly when you're spending time doing research for investing. Whenever I have a 'stock picking guru' bragging about his returns I ask him what his return was minus taxes, fees and the value of his time spent on research/execution. That always stops them dead because most people don't think to include the time they spend researching as an expense for investing.
Money and Happiness Blog talks about some of the best kept finanical planning secrets.

Ask Mr. Credit Card discusses debt repayment plans.
3 Debt Consolidation talks about debt reduction mistakes.
My Personal Finance Odyssey talks about the US savings rate.
5 Cent Nickel talks about how to prioritize your retirement contributions.
The Bargain Queen gives us a lesson in bargain shopping 101.
Make Your Nut talks about credit scoring and the 7 year myth.
Canadian Dream lists 10 signs your retirement plan isn’t going to work.
Everybody Loves Your Money talks about finding the balance between living for today and saving for tomorrow.
Free Money Finance talks about how Social Security is a rip-off.
Queercents talks about 101 ways to save a buck or two.

Free Money Finance asks: Does having control of your finances make you happier?
Money Walks talks about saving money by buying in bulk. I'm a big fan of buying in bulk but only if you're going to use it. A good way to get around this, especially if you're single, is to shop with a group of friends and split the take. Then you all get to take advantage of the savings.
My Money Blog talks about lazy investing (which I'm a huge fan of!).
The Simple Dollar talks about asset allocation and rebalancing.
Learn why you shouldn't buy a new car (and definitely don't finance one!).
Punny Money gives us a list of the 20 dumbest personal finance questions of all time. Now personally I'm a "there are no dumb questions" kinda gal, but I'll admit that I've been asked some questions that are...less than smart.
3 Debt Consolidation talks about credit ratings and FICO scores.
The Digerati Life talks about spending money on looking good.
Personal Finance Advice talks about how we waste money when we think we’re saving.

Debt Consolidation News has a good post about 50 common sense spending tips. I agree with most of them. Except # 20. I've taken long distance bus trips and no thanks, never again. I'll pay $250 for the flight to save 14 hours of my time. It's worth it not only for the comfort but also for the time savings.
Save Money gives 4 Ways to Keep Your Credit Score High.
The Simple Dollar talks about how to Follow Your Dreams. I love this post. Not enough people focus on goal setting. My Goal Setting class is the least popular of the Personal Finance Classes I teach but I really think it's the most important. You need direction if you're going to succeed and the key to that is to make your goals/dreams measurable and give yourself a timeline.
The Consumerist tells us about 8 Free Personal Finance Management Programs (and a few paid ones)
Anxiety Ended talks about how to save money and reduce anxiety.
No Credit Needed talks about how to keep grocery costs under control.
Personal Finance Advice talks about how to eat out without spending a lot of money.
Kirby on Finance wonders if your ego is your own worst enemy.
Financial Hack tells us 10 ways to simplify your finances.
Free Money Finance doesn’t seem surprised that financial planners give bad advice.

Wise Bread talks about why Capitol 1 (a.k.a. Crap 1) sucks.
Extreme Perspective talks about how he had to shift his thinking to get out of debt.
Change Can Be A Good Thing talks about how she got out of debt in 26 months.