- Plonkee talks about what to do with a windfall.
- $1 Million to my Name - Part IV in the retirement saving pitfalls series - going into credit card debt.
Friday, June 1, 2007
Personal Finance 101 Posts of the Day 6/1/07
Posted by
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2:59 AM
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Labels: credit cards, debt, financial mistakes, POTD, retirement, windfall
Monday, May 28, 2007
Personal Finance 101 Posts of the Day 5/28/07
- Money Smart Life gives suggestions about how to use credit cards to simplify your finances.
- Rock Your Stock lists his picks for the top 5 investment books of all time.
- The Digerati Life lists 12 cheap ways to stay healthy. (your health is your most valuable asset - protect it)
- The Money Mythos thinks people need more than index funds for investments. (I'm not sure this is the case for most people but you can make your own decision)
- Money, Matter and More posts an open letter to high school graduates.
- Blunt Money lists 10 common financial mistakes.
- No Credit Needed gives 10 ideas for creating a budget.
- Young Professional Finance Blog talks about financial education - or the lack thereof.
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4:54 PM
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Labels: automatic, book recommendation, budget, credit cards, education, financial mistakes, investing, POTD, tips, young people
Thursday, May 24, 2007
Personal Finance 101 Posts of the Day 5/24/07
- Money Under 30 talks about the advantages of secured credit cards.
Posted by
PF101
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11:14 PM
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Labels: credit cards, POTD, secured credit card
Wednesday, May 23, 2007
Personal Finance 101 Posts of the Day 5/23/07
- Zen Habits lists 6 free alternatives to MS Money and Quicken.
- Young and Broke talks about financial planning for 20-somethings.
- Q&A on Vanguard’s new fee structure.
- Cash Money Life talks about the advantages of debit cards.
- Mighty Bargain Hunter talks about the disadvantages of debit cards.
- Money, Matter and More thinks there should be a credit card qualifying test.
- $1 Million to my Name - Part I in his retirement savings blunders series - pre-paying your mortgage.
- My Debt Relief Plan talks about how getting organized can help with your debt.
Posted by
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1:03 PM
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Labels: credit cards, debit cards, debt, fees, financial mistakes, housing, mortgage, organize, planning, POTD, software, Vanguard, young people
Thursday, May 17, 2007
Personal Finance 101 Posts of the Day 5/17/07
- Vanguard talks about why you should get kids investing in a Roth early. My grandfather did this for me and it’s one of the single best things he’s ever done for me. If you need help motivating them, consider offering a ‘matching’ program of some sort. Most people like free money.
- Bankruptcy Law Network points out some sneaky credit card tricks to look out for.
- Wealth Building World wonders if paying off your mortgage early is actually costing you money.
Posted by
PF101
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1:08 PM
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Labels: children, credit cards, fees, financial mistakes, housing, POTD, Roth, Vanguard
Wednesday, May 16, 2007
Personal Finance 101 Posts of the Day 5/16/07
- Tired But Happy talks about how couples deal with different spending expectations.
- Ask Mr. Credit Card gives credit card and money advice to new grads.
- Mint gives 5 easy steps to tackle your debt.
Posted by
PF101
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1:09 PM
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Labels: couples, credit cards, debt repayment, POTD, tips, young people
Wednesday, May 9, 2007
Personal Finance 101 Posts of the Day 5/9/07
- Advanced Personal Finance talks about why he doesn’t have an emergency fund.
- Adventures in Money Making gives us 5 ways to go broke.
- Five Cent Nickel talks about why credit cards rock.
- Get Rich Slowly talks about eating well for less.
- Free Money Finance talks about how to save money on a small income.
- Make Your Nut gives advice to new grads.
- Wealth Building World talks about the importance of saving.
- Personal Finance Articles talks about why it's important to budget.
Posted by
PF101
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1:16 PM
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Labels: budget, credit cards, debt, emergency fund, expenses, food, POTD, savings, tips, young people
Thursday, May 3, 2007
Personal Finance 101 Posts of the Day 5/3/07
- The Simple Dollar talks about how to deal with not meeting your goals.
- All Financial Matters asks his readers to give their best advice to new grads.
- Kiplinger’s talks about how to save money during wedding season.
- Credit Card Lowdown tells us 10 common sneaky fees credit cards charge.
- English Major gives some reasons why younger people don’t save.
- My Two Dollars talks about how he and his partner manage their finances.
- The Simple Dollar talks about what he did after hitting rock bottom financially.
- Get Rich Slowly gives some great tips on how to track your money.
Posted by
PF101
at
1:20 PM
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Labels: budget, couples, credit cards, debt repayment, fees, goal setting, POTD, savings, tips, young people
Sunday, April 29, 2007
Personal Finance 101 Posts of the Day 4/29/07
- No Credit Needed talks about credit card fees.
- Blueprint for Financial Prosperity talks about asset allocation.
Posted by
PF101
at
1:30 PM
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comments
Labels: asset allocation, credit cards, fees, POTD
Saturday, April 28, 2007
Personal Finance 101 Posts of the Day 4/28/07
- Ask Mr. Credit Card gives some tips on how to reduce credit card spending.
Posted by
PF101
at
1:29 PM
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comments
Labels: budget, credit cards, POTD, tips
Personal Finance 101 Posts of the Day 4/28/07
- Ask Mr. Credit Card gives some tips on how to reduce credit card spending.
Posted by
PF101
at
1:29 PM
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Labels: budget, credit cards, POTD, tips
Friday, April 27, 2007
Personal Finance 101 Posts of the Day 4/27/07
- The Frugalist gives 10 alternatives to credit cards for those who don’t want/can’t get one.
- Make Your Nut talks about the benefits of shopping at an ethnic market.
- MSN Money talks about 4 keys to good credit.
- We're in Debt talks about why renting to own is bad.
Posted by
PF101
at
1:27 PM
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comments
Labels: credit, credit cards, financial mistakes, food, POTD, tips
Tuesday, April 24, 2007
Personal Finance 101 Posts of the Day 4/24/07
- Free Money Finance reminds us not to count on an inheritance to fix us for life.
- Willster’s Financial Blog talks about pre-paid cell phone plans. I plan on doing this when my current contract is up. I get VOIP for $30/year from yahoo so there’s no reason I can’t use that for most of my calls since I usually have my laptop with me.
- CFO talks about how to stick to a budget while using credit cards.
- Principled Discovery talks about what our junk mail says about the financial future of the country.
- Accumulating Money talks about the evils of payday loans.
Posted by
PF101
at
1:22 PM
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Labels: budget, credit cards, expenses, financial mistakes, general, inheritance, payday loans, POTD
Monday, April 23, 2007
Personal Finance 101 Posts of the Day 4/23/07
- Credit Card Blog lists 10 reasons why everyone needs a credit card.
- Debt Consolidation News talks about how to get a pre-nup signed. I know it’s a touchy subject for a lot of people but I’m personally in favor of pre-nups. People argue that it means you’re assuming the marriage will fail but IMO, all you’re doing is being realistic. There is a chance that the marriage will end and if you address that in advance it probably means you have great communication which will probably help your marriage last.
- Blueprint for Financial Prosperity has a great post on why it may make sense to NOT roll over a 401k to an IRA. I agree with him and I get asked this question all the time in my classes. There are times when it makes sense to leave your money in a 401k. Typically they are when you have access to investments that would otherwise be closed to you.
- Free Money Finance talks about asset allocation.
- Enhanced Life talks about the excuses people make for not saving.
- Life of a Resident Alien gives 22 tips on how to build an emergency fund.
- An Engineering Approach to Money talks about why it’s good to fund your Roth early.
- 3 Debt Consolidation talks about different debt consolidation methods.
- Canadian Financial stuff talks about how even our northern neighbors hate payday loans.
- Queercents talks about developing a spending plan.
Posted by
PF101
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12:58 PM
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Labels: 401k, asset allocation, budget, couples, credit cards, debt, emergency fund, financial mistakes, IRA, payday loans, POTD, pre-nuptual agreement, rollover, Roth, savings, tips
Wednesday, April 18, 2007
Personal Finance 101 Posts of the Day 4/18/07
- Web CFP talks about the tax consequences of mutual funds.
- Young and Broke talks about why young people aren’t saving.
- Credit Card Lowdown talks about 10 common credit card scams.
- Edith Yeung talks about the 7 habits of highly effective money managers.
- Money Walks talks about the difference between being frugal and cheap.
- Zen Habit tells you how to make your finances automatic. I’m a huge supporter of this and it’s something I stress in my Personal Finance 101 classes.
- Get Rich Slowly tells us how to fight the urge to splurge.
- Everybody Loves Your Money talks about keeping up with the Jones’.
- Aridni talks about 3 steps of financial planning.
- Debt Consolidation News gives us the lazy man’s guide to budgeting.
Posted by
PF101
at
1:00 PM
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Labels: automatic, budget, cost of living, credit cards, frugal, investing, planning, POTD, savings, taxes, tips, young people
Sunday, April 8, 2007
Personal Finance 101 Posts of the Day 4/8/07
- Sameer Writer talks about the advantages and disadvantages of socially responsible investing.
- Mint talks about what to do now that you’ve graduated.
- The DINKS talk about how to pay off debt.
- The Frugal Law Student talks about what it means to be frugal when you’re wealthy.
- Investments and Loans talks about the evils of credit cards.
Posted by
PF101
at
10:07 PM
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Labels: credit cards, debt, debt repayment, frugal, investing, POTD, students
Thursday, April 5, 2007
Personal Finance 101 Posts of the Day 4/5/07
- Debt Free talks about how to save money every day.
- Interest.org has a great article about credit card tricks and tactics that you should know.
- An old post from Matt Hutter talks about how to save money on credit cards.
- The Frugal Law Student tells us 5 things you should never buy new. #2 is my downfall. I buy 90% of my books used but I never borrow them from the library.
- Frugal Zeitgeist talks about why cheaper isn’t always better.
- My Financial Journey talks about finding the balance between living and saving. I highly recommend every frugal person read this! It’s important information.
- Advanced Personal Finance talks about what financial records you need to keep and which you can toss.
- Frugal for Life talks about the benefits of frugal living.
Posted by
PF101
at
1:14 PM
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Labels: budget, cost of living, credit cards, documents, expenses, financial mistakes, frugal, POTD, savings, tips
Wednesday, April 4, 2007
Personal Finance 101 Posts of the Day 4/4/07
- PF Blog asks if $1M is still enough
- Money Smart Life asks if you should use your emergency fund to pay off debt.
- 12 Years wonders what ever happened to frugality.
- Grad Money Matters tells us to stop blaming our credit cards!
- Personal Finance Advice talks about debt reduction mistakes.
- Money, Matter and More talks about how to save money and time by making left turns.
Posted by
PF101
at
9:08 PM
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comments
Labels: credit cards, debt repayment, frugal, POTD, retirement, savings
Tuesday, April 3, 2007
Personal Finance 101 Posts of the Day 4/3/07
- Money and Such has a funny post about when to ditch your financial planner.
- The Finance Buff talks about who pays for credit card rewards.
Posted by
PF101
at
1:16 PM
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comments
Labels: credit cards, financial planner, POTD
Wednesday, March 28, 2007
Personal Finance 101 Posts of the Day 3/28/07
- 7CM reminds us to Take a Money Day to Organize Your Finances
- Financial Baby Steps asks Should Personal Finance Be A General Education Class?. My answer is a resounding YES!!! The reason I started my business was because I kept hearing from way too many people who started their adult lives without even basic financial education and got themselves into trouble. It's horrible! My goal is to eventually start a non-profit geared towards requiring financial education in both high school and college. I think that the basics about credit and debt should be taught in high school before they start getting credit cards and digging a hole. In college they should expand on their basic education by teaching students about investing, retirement planning, goal setting and how to manage debt. Hopefully our government will wake up and take care of this.
- Wealth Building Lessons gives is Ben Stein’s Basic Rules of Retirement.
- Financial Hack talks about the benefits of low-cost living.
- Endless Gibberish talks about why they like credit cards.
- Ask Mr. Credit Card talks about drastic things you can do for debt reduction.
- My Wealth Builder illustrates how carrying debt can keep you from being wealthy.
Posted by
PF101
at
7:11 PM
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Labels: budget, cost of living, credit cards, debt, debt repayment, education, frugal, Personal Finance 101, POTD, retirement